Remodel or Renovate Your Kitchen With a Cash Out Refinance

The market has swiftly shifted in 2022 and homeowners have begun reassessing their home projects on the horizon. In an increasing interest rate environment, and home equity still hovering at all time highs, many homeowners are moving up their kitchen remodel projects.

Multi Unit Purchase in San Diego

The case for multiunit home purchase in San Diego, CA

You may have heard that multiunit properties are all the rage in 2022. This rather “new” trend actually got its start years ago for 2 primary reasons which we will investigate as the premise for why you should purchase a multiunit property in San Diego, CA in 2022.

Sitting on more equity than ever?

By this time everyone knows 2020 and 2021 was the largest real estate equity surge on record. With home prices hitting all-time highs and mortgage rates hitting all time lows, the bulk of attention in real estate was directly pointed at purchase and rate & term mortgage loans.

Using your VA Home Loan Benefit to Relocate to California in 2022

Even after the mass migrations of 2020 and 2021 we are still seeing people relocating to California for a variety of reasons. For those of us in real estate the top 3 reasons we have relocations to California are retirement, PCS (Permanent Change of Station for military personnel), and job change/corporate relocations.

FHFA to increase fees April 1, 2022

The release date of the new FHFA fee increase would seem to be a really easy lay up in the land of early April Fools jokes; however, with the gears turning in the new calendar year we find this is actually not a joke.

Successfully Navigating Increasing Interest Rates in 2022

The first few weeks of the new year have been tense in the mortgage markets to put it lightly. When the Federal Reserve released their meeting minutes from their December meeting, it confirmed what many in the markets had speculated.

Tips for the Millennial Homebuyer in 2022

Although there is a growing trend of millennials becoming more mobile in general, there are still millions who are newly married, new parents, still renting yet hoping to purchase their dream home in 2022. This article is for you, the millennial who wants to know how they can buy their first home in 2022.

Remove your Mortgage Insurance

We know there are a lot of great first-time homebuyer programs out there. Many of them have low down payment requirements, but they also come with mortgage insurance.

Closing a Mortgage Loan in the Month of December

As with many aspects of life we have seasons when things occur. We expect spring to be in full bloom, in the summer we expect sunshine and warm days, in the fall we expect leaves on the ground with a crisp in the air, and winter brings.

2022 Conforming Loan Limits Confirmed for San Diego

Buying or refinancing a home in 2022 just got a bit easier! Yes, despite home price appreciation being at all time highs and loan rates hovering about historic lows, we have more silver lining headed our way.