• Facebook
  • Instagram
  • Twitter
  • LinkedIn
  • Mail
  • Schedule Call Now
Call Now (619) 934-7775
Mortgage Heroes | Be the Hero of Your Neighborhood
  • Home
  • Loans
  • Resources
  • About Us
  • Contact
  • Apply Now
  • Menu

Apply Online Today

Get Started Today! Purchase, Refinance or Get Cashout. It Takes 5-minutes or Less.

APPLY NOW!
APPLY ONLINE TODAY! Your Rate is Waiting!*: 2.25%

Rates AS LOW AS 6.25% for qualified applicants! Purchase or Refinance Today!

We Help Families Just Like Yours Buy or Refinance Their Home Loans

APPLY ONLINE TODAY!



110+ Reviews 5/5

MORTGATE LENDING FOR HEROES!

We get it, there’s a lot of bad information out there. Since 2005 we’ve put more than 1,000 families into homes. We believe veterans should own a home in the land you fought to protect. We come from a long family line of veterans. We serve in the VA space to honor our family line and offer expertise to the community we care about.

Home Purchase

There’s nothing better than raising your kids on your own home. We can help you with just a few simple steps to unlocking that American Dream of home ownership. Apply Online today.

Rate & Term Refinance

It’s never too soon to start saving money on your monthly mortgage. Rate & Term Refinancing will save you tens of thousands of dollars over the life of your loan. Apply today to learn more.

Cash Out Refinance

Too often the biggest access to cash is a homeowners equity. Remodel your home, pay down debts or take that dream vacation, Cash out Refinance is your ticket out of “Equity-Jail”. Apply Now

HOME MORTGAGE LOANS

Our goal is to take your “normal” mortgage experience and make it exceptional, with trusted guidance, tailored options, and all in simple language that easy to understand.  Whether its online or in person, our focus is helping aspiring homeowners cross the line of homeowner ship as simply as possible without any fluff.

VA LOANS

VA Loans – With more than 25 million veterans and service personnel eligible for VA financing, this loan is attractive and has many advantages. Eligibility for the VA loan is defined as Veterans who served on active duty and have a discharge other than dishonorable after a minimum of 90 days of service during wartime or a minimum of 181 continuous days during peacetime. VA loans are a mortgage loan guaranteed by the United States Department of Veterans Affairs.

FHA LOANS

FHA Loans – An FHA loan is a government-backed mortgage insured by the Federal Housing Administration, or FHA. Popular with first-time home buyers, FHA home loans require lower minimum credit scores and down payments than many conventional loans. Qualify for an FHA loan with a credit score as low as 500 with 10 percent down or maximum financing of 97.5 percent with a credit score of 580 or higher and 3.5 percent down.

CONVENTIONAL

CONVENTIONAL Loans – About half of all conventional loans are called “conforming” home mortgages, because they conform to guidelines established by Fannie Mae and Freddie Mac. These two government-sponsored enterprises (GSEs) buy home mortgages from lenders and sell them to investors. Their purpose is to make home mortgages more widely available. All conforming home mortgages are conventional home mortgages.

APPLY NOW

CONTACT US DIRECTLY

If you would like to speak with our team about your home loan questions, please complete the form below. You can also start your loan application online by APPLYING NOW.

  • This field is for validation purposes and should be left unchanged.

LATEST BLOG POSTS

The Mortgage Heroes Podcast Episode 12 - Bank Failures, we have to talk about this #bankfailure

March 25, 2023
Read more
https://www.mortgageheroes.com/wp-content/uploads/2023/02/MH_Podcast_Art_v02.png 1400 1400 Andy Cruz /wp-content/uploads/2019/12/mortgage-heroes-logo.png Andy Cruz2023-03-25 22:12:102023-03-25 22:12:10The Mortgage Heroes Podcast Episode 12 - Bank Failures, we have to talk about this #bankfailure

Monday Mortgage Minute - The FED MUST GET THIS RIGHT! #rates #thefed #inflation #economy

March 20, 2023
Read more
https://www.mortgageheroes.com/wp-content/uploads/2023/03/20230320_MMM_Thumbnail-scaled.jpg 1440 2560 Andy Cruz /wp-content/uploads/2019/12/mortgage-heroes-logo.png Andy Cruz2023-03-20 23:34:212023-03-20 23:34:21Monday Mortgage Minute - The FED MUST GET THIS RIGHT! #rates #thefed #inflation #economy

The Mortgage Heroes Podcast Episode 11 - Reverse Mortgages to the rescue!

March 15, 2023
Read more
https://www.mortgageheroes.com/wp-content/uploads/2023/02/MH_Podcast_Art_v02.png 1400 1400 Andy Cruz /wp-content/uploads/2019/12/mortgage-heroes-logo.png Andy Cruz2023-03-15 19:13:332023-03-15 19:13:33The Mortgage Heroes Podcast Episode 11 - Reverse Mortgages to the rescue!

Monday Mortgage Minute - NOW THE FED IS UNDER MORE PRESSURE

March 14, 2023
Read more
https://www.mortgageheroes.com/wp-content/uploads/2023/03/20230313_MMM_Thumbnail-scaled.jpg 1440 2560 Andy Cruz /wp-content/uploads/2019/12/mortgage-heroes-logo.png Andy Cruz2023-03-14 01:09:592023-03-14 01:10:58Monday Mortgage Minute - NOW THE FED IS UNDER MORE PRESSURE

Rates & Fees Disclosure:
‡ The payment on a $300,000 30-year fixed-rate VA loan at 3.000% with a 80% loan-to-value ratio is $1,292.01 with 0 (zero) origination points due at closing. The annual percentage rate (APR) is 3.235%. Payment does not include tax and insurance premium impounds. The actual payment amount will be greater. By refinancing your existing loan, the total finance charges may be higher over the life of the loan. Some state and county maximum loan amount restrictions may apply. Appraisal fee of $600, Processing Fee of $895, Underwriting Fee of $795 included in APR calculations with borrower paying 0 (zero) loan origination points.

‡ Based on Mortgage Heroes internal data.

Follow us on Facebook

WE GOT YOUR SIX!

Mortgage Heroes has been helping Active Military and Veterans for more than 15+ years. This page is made to help all military families get the answers they are looking for when it comes to housing. Whether its questions about using your VA or new listings in SD, Mortgage Heroes are here to support just as each military member has supported this country!

GET IN TOUCH

Mortgage Heroes
873 Anchorage Place
Chula Vista, California 91914
group@yourmortgageheroes.com
(619) 934-7775
NMLS# 325149
See NMLS consumer access page

© Copyright - Mortgage Heroes | Locations | Privacy Policy | Disclosures & Licenses | Blog
  • Facebook
  • Instagram
  • Twitter
  • LinkedIn
  • Mail
Scroll to top

This site uses cookies. By continuing to browse the site, you are agreeing to our use of cookies.

AcceptDo Not AcceptSettings

Cookie and Privacy Settings



How we use cookies

We may request cookies to be set on your device. We use cookies to let us know when you visit our websites, how you interact with us, to enrich your user experience, and to customize your relationship with our website.

Click on the different category headings to find out more. You can also change some of your preferences. Note that blocking some types of cookies may impact your experience on our websites and the services we are able to offer.

Essential Website Cookies

These cookies are strictly necessary to provide you with services available through our website and to use some of its features.

Because these cookies are strictly necessary to deliver the website, refuseing them will have impact how our site functions. You always can block or delete cookies by changing your browser settings and force blocking all cookies on this website. But this will always prompt you to accept/refuse cookies when revisiting our site.

We fully respect if you want to refuse cookies but to avoid asking you again and again kindly allow us to store a cookie for that. You are free to opt out any time or opt in for other cookies to get a better experience. If you refuse cookies we will remove all set cookies in our domain.

We provide you with a list of stored cookies on your computer in our domain so you can check what we stored. Due to security reasons we are not able to show or modify cookies from other domains. You can check these in your browser security settings.

Other external services

We also use different external services like Google Webfonts, Google Maps, and external Video providers. Since these providers may collect personal data like your IP address we allow you to block them here. Please be aware that this might heavily reduce the functionality and appearance of our site. Changes will take effect once you reload the page.

Google Webfont Settings:

Google Map Settings:

Google reCaptcha Settings:

Vimeo and Youtube video embeds:

Privacy Policy

You can read about our cookies and privacy settings in detail on our Privacy Policy Page.

Privacy Policy
Accept settingsHide notification only