Chula Vista mortgage refinance refi

Shortening Your Loan Term Can Save Thousands!

When is the last time you looked at how much interest you are paying over the life of your loan? Most people would answer “never” or “I don’t because I don’t even want to know” maybe followed by a slightly uncomfortable chuckle admitting that it’s actually an important number to be aware of.

Jerome Powell nominated to continue role as Fed Chair

Borrowers hoping to break into the housing market may find themselves in a good spot when it comes to home prices provided that the interest rate environment is steady without becoming unaffordable.

What happened with Zillow and what’s next?

When did they know it was turning bad? Will this effect only them? Who else might have exposure to this? What will their Q4 look like? What does this mean for real estate looking forward?

Fed Update November 2021

This week Jerome Powell, Federal Reserve Chairman, made some very important remarks regarding monetary policy, and shed some light on what they are expecting in the coming months and years ahead.

Chula Vista VA Loan Experts

Getting Your VA Offer Accepted

These are the 3 most common objections to VA offers and why how we debunk them to get our client’s offer accepted. As we mentioned there are also some specific reasons sellers may accept a VA offer over all other offer financing types. Here are the most common ways local VA clients win offers in a Military town.

Conforming Loan limits increasing in 2022

Expected to be announced November 1, 2021, the projected Conforming Loan Limit for 2022 will be $625,000 for a single unit property. This is great news for many of you aspiring homebuyers who would like to get that “conforming interest rate” at what would have formerly been considered a high balance loan amount.

Private mortgage insurance

What is PMI, Private Mortgage Insurance?

Mortgage insurance is an insurance policy which protects the lender who issues your mortgage. This policy reduces the risk they take in funding mortgage loans to buyers or refinancers with less than 20% equity in their home.

Why Finding a LOCAL Lender Online Matters Now More Than Ever

Finding a mortgage lender online is honestly very easy, but is this the right way to find a local mortgage expert? The short answer is, yes it can be

Why You Should Refinance Now!

Whether you do a Rate & Term Refinance or Cash Out Refinance, now could be the time to strike if you did not take the opportunity in 2020 or 2021.

va loan expert home loans refinance mortgage

VA Loans Help Servicemembers, Veterans and Eligible Surviving Spouses

The initial creation of VA Home Loan Benefit was a historic move in the effort to create homeownership for armed forces members. The original Servicemen’s Readjustment Act was passed by the United States Congress in 1944, which opened the doors for servicemembers to more easily achieve access to homeownership.