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California

Our team of dedicated Loan Experts is located in California and are here to assist you in your home purchase, refinance or cash-out refinance.

Popular Cities in California

Los Angeles
San Diego
San Jose
San Francisco
Fresno
Sacramento
Long Beach
Oakland
Bakersfield
Anaheim
Santa Ana
Riverside
Stockton
Irvine

Chula Vista
Fremont
San Bernardino
Santa Clarita
Modesto
Fontana
Oxnard
Moreno Valley
Huntington Beach
Glendale
Santa Rosa
Ontario
Rancho Cucamonga
Oceanside

Garden Grove
Elk Grove
Corona
Hayward
Lancaster
Palmdale
Salinas
Sunnyvale
Pomona
Escondido
Torrance
Pasadena
Orange
Fullerton

Roseville
Visalia
Concord
Thousand Oaks
Santa Clara
Simi Valley
Victorville
Berkeley
Vallejo
East Los Angeles
El Monte
Fairfield
Carlsbad
Temecula

Recent Searches in California

Chula Vista VA Loan Experts
New Home Loan Chula Vista
Refinance my Home
Chula Vista Cash Out Refinance
Refinance Lender 91914
Chula Vista VA Loan Expert
Home Prequalification
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California (CA)

California is a state in the Pacific Region of the United States. With 39.6 million residents, California is the most populous U.S. state and the third-largest by area. The state capital is Sacramento. The Greater Los Angeles Area and the San Francisco Bay Area are the nation’s second- and fifth-most populous urban regions, with 18.7 million and 9.7 million residents respectively. Los Angeles is California’s most populous city, and the country’s second-most populous, after New York City. California also has the nation’s most populous county, Los Angeles County, and its largest county by area, San Bernardino County. The City and County of San Francisco is both the country’s second-most densely populated major city after New York City and the fifth-most densely populated county, behind only four of the five New York City boroughs.

California’s $3.0 trillion economy is larger than that of any other state, larger than those of Texas and Florida combined, and the largest sub-national economy in the world. If it were a country, California would be the fifth-largest economy in the world (larger than the United Kingdom, France, or India), and the 36th-most populous as of 2017. The Greater Los Angeles Area and the San Francisco Bay Area are the nation’s second- and third-largest urban economies ($1.253 trillion and $907 billion respectively as of 2017), after the New York metropolitan area. The San Francisco Bay Area PSA had the nation’s highest GDP per capita in 2017 (~$94,000) among large PSAs, and is home to three of the world’s ten largest companies by market capitalization and four of the world’s ten richest people.

California is considered a global trendsetter in popular culture, innovation, environmentalism and politics. It is considered the origin of the American film industry, the hippie counterculture, fast food, the Internet, and the personal computer, among others. The San Francisco Bay Area and the Greater Los Angeles Area are widely seen as global centers of the technology and entertainment industries, respectively. California has a very diverse economy: 58% of the state’s economy is centered on finance, government, real estate services, technology, and professional, scientific and technical business services. Although it accounts for only 1.5% of the state’s economy, California’s agriculture industry has the highest output of any U.S. state.

California is bordered by Oregon to the north, Nevada and Arizona to the east, and the Mexican state of Baja California to the south (with the coast being on the west). The state’s diverse geography ranges from the Pacific Coast in the west to the Sierra Nevada mountain range in the east, and from the redwood–Douglas fir forests in the northwest to the Mojave Desert in the southeast. The Central Valley, a major agricultural area, dominates the state’s center. Although California is well-known for its warm Mediterranean climate, the large size of the state results in climates that vary from moist temperate rainforest in the north to arid desert in the interior, as well as snowy alpine in the mountains. Over time, drought and wildfires have become more pervasive features.

What is now California was first settled by various Native Californian tribes before being explored by a number of European expeditions during the 16th and 17th centuries. The Spanish Empire then claimed it as part of Alta California, within its New Spain colony. The area became a part of Mexico in 1821 following its successful war for independence but was ceded to the United States in 1848 after the Mexican–American War. The western portion of Alta California was then organized and admitted as the 31st state on September 9, 1850. The California Gold Rush starting in 1848 led to dramatic social and demographic changes, with large-scale emigration from the east and abroad with an accompanying economic boom.

10 Largest Cities
  1. Los Angeles, Los Angeles County
  2. San Diego, San Diego County
  3. San Jose, Santa Clara County
  4. San Francisco, San Francisco County
  5. Fresno, Fresno County
  6. Sacramento, Sacramento County
  7. Long Beach, Los Angeles County
  8. Oakland, Alameda County
  9. Bakersfield, Kern County
  10. Anaheim, Orange County
CA Resources

Resources: California – Wikipedia
Government: CA.gov
Tourism: Visit California
Business: California Chamber of Commerce

Home Purchase

There’s nothing better than raising your kids on your own home. We can help you with just a few simple steps to unlocking that American Dream of home ownership. Apply Online today.

Rate & Term Refinance

It’s never too soon to start saving money on your monthly mortgage. Rate & Term Refinancing will save you tens of thousands of dollars over the life of your loan. Apply today to learn more.

Cash Out Refinance

Too often the biggest access to cash is a homeowners equity. Remodel your home, pay down debts or take that dream vacation, Cash out Refinance is your ticket out of “Equity-Jail”. Apply Now

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Rates & Fees Disclosure:
‡ The payment on a $300,000 30-year fixed-rate VA loan at 3.000% with a 80% loan-to-value ratio is $1,292.01 with 0 (zero) origination points due at closing. The annual percentage rate (APR) is 3.235%. Payment does not include tax and insurance premium impounds. The actual payment amount will be greater. By refinancing your existing loan, the total finance charges may be higher over the life of the loan. Some state and county maximum loan amount restrictions may apply. Appraisal fee of $600, Processing Fee of $895, Underwriting Fee of $795 included in APR calculations with borrower paying 0 (zero) loan origination points.

‡ Based on Mortgage Heroes internal data.

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WE GOT YOUR SIX!

Mortgage Heroes has been helping Active Military and Veterans for more than 15+ years. This page is made to help all military families get the answers they are looking for when it comes to housing. Whether its questions about using your VA or new listings in SD, Mortgage Heroes are here to support just as each military member has supported this country!

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Mortgage Heroes
873 Anchorage Place
Chula Vista, California 91914
group@yourmortgageheroes.com
(619) 934-7775
NMLS# 325149
See NMLS consumer access page

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