Using your VA Home Loan Benefit to Relocate to California in 2022

Even after the mass migrations of 2020 and 2021 we are still seeing people relocating to California for a variety of reasons. For those of us in real estate the top 3 reasons we have relocations to California are retirement, PCS (Permanent Change of Station for military personnel), and job change/corporate relocations.

FHFA to increase fees April 1, 2022

The release date of the new FHFA fee increase would seem to be a really easy lay up in the land of early April Fools jokes; however, with the gears turning in the new calendar year we find this is actually not a joke.

Successfully Navigating Increasing Interest Rates in 2022

The first few weeks of the new year have been tense in the mortgage markets to put it lightly. When the Federal Reserve released their meeting minutes from their December meeting, it confirmed what many in the markets had speculated.

Tips for the Millennial Homebuyer in 2022

Although there is a growing trend of millennials becoming more mobile in general, there are still millions who are newly married, new parents, still renting yet hoping to purchase their dream home in 2022. This article is for you, the millennial who wants to know how they can buy their first home in 2022.

Remove your Mortgage Insurance

We know there are a lot of great first-time homebuyer programs out there. Many of them have low down payment requirements, but they also come with mortgage insurance.

Closing a Mortgage Loan in the Month of December

As with many aspects of life we have seasons when things occur. We expect spring to be in full bloom, in the summer we expect sunshine and warm days, in the fall we expect leaves on the ground with a crisp in the air, and winter brings.

2022 Conforming Loan Limits Confirmed for San Diego

Buying or refinancing a home in 2022 just got a bit easier! Yes, despite home price appreciation being at all time highs and loan rates hovering about historic lows, we have more silver lining headed our way.

Chula Vista mortgage refinance refi

Shortening Your Loan Term Can Save Thousands!

When is the last time you looked at how much interest you are paying over the life of your loan? Most people would answer “never” or “I don’t because I don’t even want to know” maybe followed by a slightly uncomfortable chuckle admitting that it’s actually an important number to be aware of.

Jerome Powell nominated to continue role as Fed Chair

Borrowers hoping to break into the housing market may find themselves in a good spot when it comes to home prices provided that the interest rate environment is steady without becoming unaffordable.

What happened with Zillow and what’s next?

When did they know it was turning bad? Will this effect only them? Who else might have exposure to this? What will their Q4 look like? What does this mean for real estate looking forward?