Entries by Andy Cruz

It’s Election Season and ALL EYES ARE ON HOUSING

There will undoubtedly be a wide variety of topics dominating the headlines in the upcoming months as we head towards our elections this November. Among all the disagreements there seems to be one recurring hot topic everyone agrees on: Housing Affordability is under great pressure. The solutions vary and there’s no shortage of takes on […]

Home Equity and Lower Rates – Match Made in Heaven?

It’s clear at this point that Home Equity isn’t going anywhere anytime soon. We’re seeing a sharp uptick in homeowners who are using their equity to cure other parts of their financial life that may be under some duress. Today we talk about the good and bad and some advice you can lean into during […]

Stock Market Selloff Triggers a Mini-Refinance Wave

The steep stock market sell off also happened to trigger a mortgage rate decline that allowed many people to jump on favorable interest rates. This is likely more than temporary because we’re all expecting the finance markets to all but demand we continue in this direction for housing’s sake!

The Fed Paves the way for a rate cut

Things are heating up heading into the end of summer. The Fed is signaling a rate cut ahead, but many home shoppers are hitting the pause button. Is it because there are now 237 American Cities where $1 Million is the price of entry?

VA Issues Temporary Fix to Allow Buyer-Paid Broker Fees!

The VA issued a temporary fix that will allow homebuyers using VA Loans to pay for their real estate agent’s commission. The decision came pretty quickly, all things considered. The true tale-of-the-tape will be how this makes its impact in buyer’s lives once the August 10, 2024 start date is upon us!